Powered by Mifos & Apache Fineract

AI-Powered Financial Infrastructure Platform

The enterprise platform for modern financial institutions. Core banking, digital lending, risk, and AI decisioning — on Mifos and Apache Fineract.

Built on the open-source Mifos and Apache Fineract ecosystem.
Core bankingDigital lendingCollectionsAnalytics
intelligrow
Live
ID: 48291
Operations • Mumbai
Core Banking
Loan Origination
Loan Management
Collections
Analytics & AI
PORTFOLIO OVERVIEW
₹2,847.6 Cr
+14.2% from last month
As of today • 18:42 IST
Active Loans
184,920
+3,812 this week
Repayment Rate
96.2%
+1.1% MoM
Collections Efficiency
94.8%
+6.4% this month
NPA Ratio
2.1%
-0.4% MoM
Portfolio Performance (30d)
AUM Trend
Recent Repayments
R. Patel • NBFC-4821
₹42,800Cleared14m ago
S. Rao • MFI-119
₹18,400Cleared51m ago
K. Sharma • Bank-07
₹1,12,000Cleared2h ago
AI Risk Insight
Portfolio risk remains stable. 12 accounts flagged for review.
Model v4.8 • Updated 4m ago
Unified platform • 142 branches synced
All systems operational
AI Risk InsightLIVE
Portfolio risk remains stable
12 accounts require review
Collections Performance
94.8%repayment
+6.4% this month
Trusted in financial services
Technology for institutions serving diverse financial markets.
Explore customer stories →
BharatPe CapitalLiquiLoansCelestium FinancialsWDB TrustStoke SACCOPCARD
CBS
Core banking operations
LOS
Loan origination
LMS
Loan servicing
AI
Risk and insights
UNIFIED PLATFORM

One platform. Every financial workflow.

Core banking, lending, collections, analytics, and integrations working together in real time.

CORE BANKING
Core Banking

Customer accounts, deposits, accounting, branches, transactions.

Explore Core Banking
Accounts
Workflows
Insights
Launch faster

Configure and launch financial products without rebuilding your core.

Define loan products, interest rules, repayment schedules, KYC workflows, and approval policies through configurable operations designed for rapid implementation.

Explore Products
Product Builder
Business Growth Loan
Ready to publish
Interest modelDeclining balance
Loan tenure6–36 months
Minimum principal₹50,000
Approval workflowRisk-based
Eligibility rulesConfigured
KYC requirementsConfigured
Repayment scheduleConfigured
Accounting mappingsReady
End-to-end automation

Connect every stage of the lending lifecycle.

Bring digital onboarding, credit decisions, disbursement, servicing, repayment tracking, collections, and portfolio oversight into one coordinated operating environment.

Explore Solutions
Workflow Engine
Digital Lending Journey
Automated
01
Application
Applicant data captured digitally
Completed
02
KYC & bureau
Identity and credit checks completed
Completed
03
Credit decision
Policy rules evaluated automatically
Approved
04
Disbursement
Payment instruction prepared
Scheduled
Manual interventions1 review
Decision intelligence

Turn operational data into timely financial decisions.

Monitor portfolio health, identify early warning signals, prioritize collection activity, and give teams a reliable view of performance across products and branches.

Explore Analytics
Portfolio Intelligence
Risk & Performance
Live
Portfolio healthStableWithin policy limits
Early warnings12Accounts for review
Collection trendImprovingMonth over month
Portfolio performanceLast 10 periods
Open infrastructure

Integrate with the systems that power your institution.

Connect payment gateways, credit bureaus, identity providers, accounting platforms, and partner applications through secure APIs, webhooks, and implementation-ready connectors.

Explore Integrations
Integration Hub
Connected Ecosystem
Operational
IntelligrowPlatform APIs
Credit Bureau
REST API · Secure webhook
Connected
Payment Gateway
REST API · Secure webhook
Connected
KYC Provider
REST API · Secure webhook
Connected
Accounting System
REST API · Secure webhook
Syncing
INTELLIGENT INFRASTRUCTURE

AI that understands financial operations.

Purpose-built intelligence for lending, risk, and collections — not generic AI.

Workflow Automation

Automate approvals, disbursements, and collections with configurable rules.

Risk Scoring

Real-time credit decisioning using bureau data, alternative signals and history.

Collections Intelligence

Predictive prioritization and optimized recovery paths.

Predictive Analytics

Portfolio health, early warning signals and cashflow forecasting.

Operational Insights

Live dashboards across branches, products and officers.

All capabilities run inside your existing Mifos/Fineract environment.
GLOBAL BY DESIGN

Enterprise infrastructure across emerging markets.

Flexible deployment models, implementation support, and operational architecture designed for institutions working across diverse markets.

Cloud-ready • Integration-friendly • Built for regulated operations
Cloud • Regional • Resilient

Ready to modernize your financial operations?

See how Intelligrow can support your institution’s core banking, lending, collections, integrations, and operational intelligence.